I completely understand where everyone is coming from and I can agree with a lot or all of it. I will be honest I just want something nicer and truck-ish.Op excellent your mortgage is locked in at a good rate. You should approach funding your retirement as paying yourself first.
Why a loaded truck?
These trucks make sense as a low price option, or did until recently.
Not for a premium. And this is a horrible time to buy.
Even buying a used 2018 Pro 4 X and saving the difference in your 401k would help.
Dont mean to preach, and appreciate you don’t seem to be taking it the wrong way.
You should check out Dave Ramsey
I know this might not be the best outcome but i almost talked myself out of my new house as well since the pricing on homes is going up and up and up.
On a side note i got them to offer more on the trade and now the OTD price is 47.1k
Far as the 83 months only time will tell if this is a terrible idea or not. At the moment i am getting a new truck and only increasing my insurance by 18 bucks and car payment by 35~
I honestly do appreciate being able to talk this out with everyone here and since i will be new owner maybe this can be my go to for all things Frontier… Heck maybe maybe i will fall in love with it so much tacos will look sad by comparison.