That's what I was thinking, but since it's so new, I'd still go through ins. I was broad sided in my 06. It cost almost 7k at a shop and that was with no frame damage to fix. Looks perfect.I'm curious too only speculating because OP didn't elaborate but I'm thinking rammed into,smacked or hit something/somebody and pretty dang hard by the looks of it otherwise he'd be going after others ins co. And just by the sound of it think you first best take it into a frame straightener put it on a rack and see if its still tru otherwise your rear will be passing you in the other lane b4 spending X amount $$$ on parts to just cover it up.